Credits

Credits

Financial Solutions

We boost your dreams
We have credit lines according to your needs with differential terms and rates.

Credi-Easy

Up to 70% of the basic salary, for a maximum term of six (6) months (twelve (12) fortnights).

Not to exceed 3 SSMLV

Educational Credit

Lent on the basis of savings, maximum 3 times the ordinary contribution.

Maximum term of twelve (12) months (twenty-four (24) fortnights).

*Each credit line will handle the interest rate that is in force in the Credit Regulations.

Ordinary Credit

Loans up to three (3) times the value of the savings, depending on the rating in the credit bureau. Maximum repayment term three (3) years (72 fortnights).

Domestic Calamity Credit

Loans up to 1 legal minimum wage in force. Maximum term of payment six (6) months (twelve (12) fortnights), immediate disbursement.

*Each line of credit will handle the interest rate that is in force in the Credit Regulations.

Vehicle Credit

(Car and Motorcycle)

Loans for new cars up to 40 million, and used cars up to 20 million (85% of the commercial value of the vehicle, certified by the insurance company). Term up to 48 months. For new motorbikes up to 5 million. Term up to 36 months.

Credit Premium Incurred

Lends up to the value of the premium due at the time of the loan application

Credit for Purchases and Agreements

Lent on the basis of savings, maximum 3 times the ordinary contribution.

Maximum term of thirty six (36) months

*Each line of credit will manage the interest rate that is in force in the Credit Regulations.

Novation

The balances of previous commitments are unified with the new credit requested, and a single credit is determined from the date of approval. there is disbursement of money.

Housing Credit

Time of Association

24 Months Continuous

Credit Term

Up to 84 Months - 7 Years

Financing

Up to 70%.

Of the value of the dwelling, lot or building project

Interests

  • Less than 2 SMMLV = DTF + 3 Points
  • Between 2 and 4 SMMLV = DTF + 4 Points
  • Between 5 and 8 SMMLV = DTF + 5 Points
  • More than 8 SMMLV = DTF + 6 Points

Maximum Quota

Up to 125 legal monthly minimum wages in force

Partner Resources

The member must have the remaining 30% through programmed savings, private savings or pledging of severance payments.

Help Center

Regional Norte, Sur y Santanderes
+57 3127954693

Regional Norte, Sur y Santanderes
+57 3127954693

Contac Us

Making History

We are Fondo Empleados Jobandtalent

Credits

© 2024 Fondo de Empleados Grupo Job&Talent
Todos los derechos reservados. Diseño por Redtic's

Back to top
Contáctanos