Credits
Financial Solutions
We have credit lines according to your needs with differential terms and rates.
Credi-Easy
Up to 70% of the basic salary, for a maximum term of six (6) months (twelve (12) fortnights).
Not to exceed 3 SSMLV
Educational Credit
Lent on the basis of savings, maximum 3 times the ordinary contribution.
Maximum term of twelve (12) months (twenty-four (24) fortnights).
*Each credit line will handle the interest rate that is in force in the Credit Regulations.
Ordinary Credit
Loans up to three (3) times the value of the savings, depending on the rating in the credit bureau. Maximum repayment term three (3) years (72 fortnights).
Domestic Calamity Credit
Loans up to 1 legal minimum wage in force. Maximum term of payment six (6) months (twelve (12) fortnights), immediate disbursement.
*Each line of credit will handle the interest rate that is in force in the Credit Regulations.
Vehicle Credit
(Car and Motorcycle)
Loans for new cars up to 40 million, and used cars up to 20 million (85% of the commercial value of the vehicle, certified by the insurance company). Term up to 48 months. For new motorbikes up to 5 million. Term up to 36 months.
Credit Premium Incurred
Lends up to the value of the premium due at the time of the loan application
Credit for Purchases and Agreements
Lent on the basis of savings, maximum 3 times the ordinary contribution.
Maximum term of thirty six (36) months
*Each line of credit will manage the interest rate that is in force in the Credit Regulations.
Novation
The balances of previous commitments are unified with the new credit requested, and a single credit is determined from the date of approval. there is disbursement of money.
Housing Credit
Time of Association
24 Months Continuous
Credit Term
Up to 84 Months - 7 Years
Financing
Up to 70%.
Of the value of the dwelling, lot or building project
Interests
- Less than 2 SMMLV = DTF + 3 Points
- Between 2 and 4 SMMLV = DTF + 4 Points
- Between 5 and 8 SMMLV = DTF + 5 Points
- More than 8 SMMLV = DTF + 6 Points
Maximum Quota
Up to 125 legal monthly minimum wages in force
Partner Resources
The member must have the remaining 30% through programmed savings, private savings or pledging of severance payments.
Help Center
+57 3127954693
Regional Norte, Sur y Santanderes
+57 3127954693
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